This is the supplemental health benefit you’ve been waiting for.

We get it. Building cost-effective benefit programs is challenging and you need tools that work. Brella helps complete your health benefits strategy with truly supplemental coverage—in one plan.

Meet Brella’s supplemental health insurance product

Brella offers wide-ranging supplemental protection that’s designed to ease the financial strain of unexpected out-of-pocket medical costs.

13,000+ Conditions

Broad coverage from fractures to heart attacks and cancer

More Coverage

3x more than Accident and Critical Illness plans combined

Less Hassle

One plan with paperless install and administration

Straightforward insurance with a focus on product simplicity

Sample Brella Plan

Benefit Amounts
Moderate Condition
Severe Condition
Catastrophic Condition

No accident or hospitalization requirements

No limitations or exclusions for pre-existing conditions

No medical underwriting — guaranteed coverage

Lump sum payouts with no restrictions on use 

Plus, Brella can be customized to complement any major medical health plan.

See our plan

Sample Brella Plan

Benefit Amounts
Moderate Condition
Severe Condition
Catastrophic Condition

A simpler product means a simpler claims experience.

  • Powered by intuitive Brella mobile app
  • Streamlined paperless claims submission
  • Payouts once approved in 72 hours or less
  • Dedicated Brella employer and member support

Our plan design and technology take the complexity out of claims for faster support.

More coverage unlocks winning health benefit strategies.

Managing today's health plan costs often requires tough plan design choices.

Brella's supplemental solution introduces more flexible options for a strong health benefits program.

Brella is built for brokers and advisors who—

  • Create health benefits strategies for their clients
  • Are comfortable challenging the status quo
  • Appreciate simplicity and transparency
  • Value technology and a positive employee experience

Request a demo today and let us show you what Brella can do!

Frequently asked questions

What’s the minimum group size?

Brella works with groups of almost any size. For voluntary plans, our minimum group size is 10 eligible lives. For employer-paid plans, our minimum is 5 eligible lives.

Is this individual or group coverage?

Brella is a group plan that is designed to complement a major-medical health insurance plan.

Does your plan cover COVID-19?

While COVID-19 itself is not a covered condition, Brella’s base plan covers many of the major complications of the virus including pneumonia, acute respiratory failure, sepsis, and more. You can learn more on our blog

In which states is Brella available?

Brella is currently available for employer groups based in AL, AR, AZ, CA DC, DE, FL, GA, IA, IL, IN, KS, KY, LA, MA, MI, MN, MO, MS, OH, OR, OK, RI, SC, TN, TX,  VA, WI, and WV, and a growing number of states as we expand nationally. If you’re interested, we’d love to hear from you.

Can employers contribute to Brella or is it a voluntary product?

Brella is built to be flexible. Employers can cover some or all of the premiums or offer Brella on a voluntary basis for employees who want to enhance their health coverage. 

What is the process of quoting with Brella?

First, get in touch with our sales team by submitting your info through the contact form or emailing For quoting, we simply need the name and location of your group, their SIC code, and a census that includes genders and dates of birth. That's it!

What is the onboarding/implementation process for new groups?

Our paperless process starts with your proposal acceptance and e-signature of the group application by your employer client. From there, Brella provides instant policy numbers and plan documents and coordinates with you on supporting your client's enrollment plan.

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Ready to explore Brella’s supplemental health insurance solution?

Let’s talk.

Get in touch